Investing in real estate is a significant step towards financial stability and has a number of benefits, especially in a thriving market like the UAE. However, potential property buyers must tread carefully and ensure their investments are not marred by unforeseen complications. One such imperative consideration is the goAML registration, a mandatory requirement for brokerage firms facilitating property transactions in the UAE. In this blog post, we delve into the significance of goAML registration, its impact on property transactions, and what investors need to be mindful of to secure their dream home.

The Vital Role of goAML Registration

The goAML registration, designed to manage the financial intelligence regarding anti-money laundering (AML) measures, has become a pivotal aspect of property transactions in the UAE. Property agents and brokerage businesses must register to comply with regulatory standards. Failure to do so may result in the rejection of property submissions made through non-registered brokerage firms.

As the real estate market in the UAE witnesses the formation of new brokerage businesses, some may lag in acquiring the goAML credentials. This knowledge gap puts potential buyers at risk of losing out on their dream properties, as developers increasingly demand that all entities involved, including brokers, adhere to AML rules.

Implications for Buyers and Brokerages

Recent incidents highlight the repercussions of overlooking goAML registration. High-demand off-plan releases in Dubai saw disappointed buyers, armed with funds, being turned away due to the lack of certification and registration from their chosen brokerage firms. Major developers are increasingly insisting on goAML registration for all entities involved in property transactions, signalling a shift towards industry-wide compliance.

Follow AKW Consultants on WhatsApp Channels for the latest updates.

RERA Rules and Compliance

Dubai’s Real Estate Regulatory Authority (RERA) mandates that all brokerage houses possess the necessary goAML credentials. While occasional lags between obtaining a new brokerage license and goAML certification may occur, recent changes suggest that exceptions for newly formed brokerage houses are being phased out, tightening the regulatory landscape.

What Businesses Need to Do on goAML

To navigate the stringent Anti-Money Laundering (AML) regulations in the UAE and obtain goAML certification, businesses, particularly those in the real estate sector, must follow a series of essential steps.

  1. Check if Your Company Falls Under the DNFBP: Begin the process by filling in an online form on Ministry of Economy’s website that will let you know if your business requires this registration or not. The page also provides critical information about the requirements of the process.
  2. Register on the SACM Website: Go to the UAE’s official Financial Intelligence Unit (FIU) website and navigate to the SACM registration e-service to register for the goAML Launch Portal which will allow you to access the goAML application. This step initiates your engagement with the certification process, providing a central platform for necessary documentation and information.
  3. Register on the goAML Portal: Once you’ve completed the step above, you will be able to access the goAML portal to initiate your engagement with the certification process, and access to the central platform for necessary information.

These steps are critical in establishing a strong foundation for AML compliance, reinforcing the integrity and legality of your business operations in the real estate sector. As the regulatory landscape evolves, proactive adherence to these measures becomes instrumental for businesses aiming to thrive in the competitive UAE property market.


The goAML registration stands as a crucial checkpoint for investors, ensuring the transparency and legality of property transactions in the UAE. As the real estate landscape evolves, stringent adherence to Anti-Money Laundering (AML) regulations becomes paramount for both buyers and brokerage firms, ensuring a secure and compliant investment environment. Navigating these regulatory compliances demands a proactive approach – especially so in the UAE’s fast-paced real estate market where clients have a wide variety of competitor brokerage firms available to them and would simply switch instead of waiting for your business to meet compliance needs.

At AKW Consultants, we understand the importance of staying ahead of regulatory changes. Our Governance, Risk, and Compliance (GRC) services are designed to assist businesses in navigating complex regulatory landscapes, ensuring a secure and compliant investment environment. Contact us today for your AML and Compliance needs: